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Ohio Modular Homes
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Published: January 2, 2007
When Henry Ford perfected the assembly line in 1913, who could have foreseen this industrial innovation creating entire houses less than a century later?
Modular homes currently comprise more than 32 percent of new single family residential housing in the United States, according to Mortgage X Information Services.
Ohio modular homes create one of the largest modular home real estate markets in the United States, according to the Ohio Manufactured Homes Association, making the state an economical place to buy real estate.
Ohio modular homes are built in an assembly line fashion, which uses conveyor belts to move each modular part from one factory station to the next. Ohio modular homes generally are less expensive than site-built alternatives. Also, while homes built onsite generally take months to complete, Ohio modular homes are ready to assemble within days or hours.
Ohio modular homes are available in all major Ohio cities, such as Columbus, Cincinnati, Toledo and Akron, as well as their surrounding suburbs. Though they are built by the buyer's specifications, Ohio modular homes are built to meet local standards for each city.
Ohio modular homes have three main benefits, according to the online resource Professional Builder. First, the indoor construction allows assembly independent of weather-related setbacks. Also, large-scale manufacturing allows material prices to be discounted. Finally, Ohio modular homes produce low amounts of waste because manufacturers know what quantity of materials are needed before construction begins.
Regardless of their easy construction, modular homes are distinct from mobile homes in that modular homes can be built atop construction foundations. Modular homes can contain crawl spaces, stilts, and full basements. Unlike mobile homes, modular homes also lack an axle, meaning the homes are transported on the bed of a flat-bed truck and cannot be moved once on location. Each level of a modular home, which can be two stories tall, is put into place by a large crane.
All Ohio modular homes must be built to HUD construction and safety confines. People purchasing Ohio modular homes should receive a manufacturer's certification stating the building meets state and federal laws for construction durability, fire resistance, and energy efficiency.
Though Ohio mortgage rates still apply for Ohio modular homes, the retail sales center selling the modular home should have information on financing. Finance options differ when people purchase the land and home together, as opposed to placing a home on land which already is owned by the buyer.
For Ohio mortgage rates, banks recommend taking out a loan averaging about $165,000. Though rates change depending on the area, for example, Columbus generally is higher than Akron; local banks can help buyers choose the best option for financing their new Ohio modular home.
Sources:
Modular Home.2006. Wikipedia. 29 Dec. 2006 < http://en.wikipedia.org/wiki/Modular_home>.
Modulars. 29 Dec. 2006 < http://modulars.com/>.
Ohio Homes for Sale. 2006. American Home Guides. 29 Dec. 2006 < http://ohio.americanhomeguides.com/>.
Welcome Home Ohio. 29 Dec. 2006 < http://www.welcomehomeohio.com/index.asp>.
Wickell, Janet. What is a Modular Home? 2006. About. 29 Dec. 2 < http://homebuying.about.com/cs/modulareducation/a/ modularhomes.htm>.
Modular homes currently comprise more than 32 percent of new single family residential housing in the United States, according to Mortgage X Information Services.
Ohio modular homes create one of the largest modular home real estate markets in the United States, according to the Ohio Manufactured Homes Association, making the state an economical place to buy real estate.
Ohio modular homes are built in an assembly line fashion, which uses conveyor belts to move each modular part from one factory station to the next. Ohio modular homes generally are less expensive than site-built alternatives. Also, while homes built onsite generally take months to complete, Ohio modular homes are ready to assemble within days or hours.
Ohio modular homes are available in all major Ohio cities, such as Columbus, Cincinnati, Toledo and Akron, as well as their surrounding suburbs. Though they are built by the buyer's specifications, Ohio modular homes are built to meet local standards for each city.
Ohio modular homes have three main benefits, according to the online resource Professional Builder. First, the indoor construction allows assembly independent of weather-related setbacks. Also, large-scale manufacturing allows material prices to be discounted. Finally, Ohio modular homes produce low amounts of waste because manufacturers know what quantity of materials are needed before construction begins.
Regardless of their easy construction, modular homes are distinct from mobile homes in that modular homes can be built atop construction foundations. Modular homes can contain crawl spaces, stilts, and full basements. Unlike mobile homes, modular homes also lack an axle, meaning the homes are transported on the bed of a flat-bed truck and cannot be moved once on location. Each level of a modular home, which can be two stories tall, is put into place by a large crane.
All Ohio modular homes must be built to HUD construction and safety confines. People purchasing Ohio modular homes should receive a manufacturer's certification stating the building meets state and federal laws for construction durability, fire resistance, and energy efficiency.
Though Ohio mortgage rates still apply for Ohio modular homes, the retail sales center selling the modular home should have information on financing. Finance options differ when people purchase the land and home together, as opposed to placing a home on land which already is owned by the buyer.
For Ohio mortgage rates, banks recommend taking out a loan averaging about $165,000. Though rates change depending on the area, for example, Columbus generally is higher than Akron; local banks can help buyers choose the best option for financing their new Ohio modular home.
Sources:
Modular Home.2006. Wikipedia. 29 Dec. 2006 < http://en.wikipedia.org/wiki/Modular_home>.
Modulars. 29 Dec. 2006 < http://modulars.com/>.
Ohio Homes for Sale. 2006. American Home Guides. 29 Dec. 2006 < http://ohio.americanhomeguides.com/>.
Welcome Home Ohio. 29 Dec. 2006 < http://www.welcomehomeohio.com/index.asp>.
Wickell, Janet. What is a Modular Home? 2006. About. 29 Dec. 2 < http://homebuying.about.com/cs/modulareducation/a/ modularhomes.htm>.
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